Elle Di Jensen has been a writer and editor since 1990. 2 South 6th Street, Suite 11 Escanaba, MI 49829 By signing up you are agreeing to receive emails according to our privacy policy. If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Stanton, MI 48888 Include your email address to get a message when this question is answered. Email: register@masoncounty.net This is a valid reason to have an attorney review a deed before you sign it and have it recorded. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. 220 W. State St. Room 102 Strike a line through any verbiage on the deed that does not apply to your circumstances. Take the new deed to the county recorder's office. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the property's fair market value for tax purposes. If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. In some cases, you may be able to order the deed online. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. In order to accomplish this, you can't just pen in the name on your deed. To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. 401 E. Houghton Ave. Make sure you select the one that best suits your needs. This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Email: rod@chippewacountymi.gov Fax Number: 989-953-7219 IRS. unlocking this expert answer. That applies only to married couples. Phone Number: 231-723-2146 https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds Ionia, MI 48846 Box 885 You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Fax Number: 906-387-2156 1200 N. Telegraph Detroit, MI 48226 That means when you die, your spouse will absorb your ownership share of the property. In California, you can. http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds L'Anse, MI 49946 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. Phone Number: 517-322-1144, Shiawassee County Register of Deeds 605 N. Birch St. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds 200 Grand River Avenue Roscommon, MI 48653-7664 A trustee of a trust is the person or agent who is appointed to administer the trust. Fax Number: 906-875-0658 Phone Number: 906-643-7306 Fax Number: 231-845-7977 Go to the county recorders office and get a quitclaim form. Fax Number: 231-348-1773 You'll need to transfer an interest by writing up another deed with the person's name on it. There are 8 references cited in this article, which can be found at the bottom of the page. 100 E. State Street, Suite 2500 Email: rod@livgov.com Department of Public Works Then, you will have to file a quitclaim deed and then refile another deed to add the new person to the house deed. If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. White Cloud, MI 49349 Did you know you can get premium answers for this article? Tenants by the Entirety. Box 296 Phone Number: 906-635-6312 If you live in a community property state, you can specify the home or land is community property with a right of survivorship. They still used my income, but I'm not on the note. Government Center http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds MCL 565.201a. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. Fax Number: 231-258-3345 Phone Number: 906-225-8415 304 E. Ludington Ave. Jensen attended Idaho and Boise State Universities. If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. Tawas City, MI 48764 For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds Also specify the type of ownership each party will have. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Phone Number: 231-843-4466 125 W. Main St. For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. 315 W. Green St. Fax Number: 231-533-8317 Phone Number: 269-657-8242 Fax Number: 989-275-8640 Suite 105 Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Obtain the necessary consents from lenders and . https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. Box 70 Fax Number:269-945-1298 Phone Number: 269-383-8970 What or who is a trustee of a trust? However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. Box 538 https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds 208 N. Shiawassee Street Phone Number: 248-858-0581 Fax Number: 989-743-2459 Fax Number: 734-240-7395 Phone Number: 231-832-6113 Many of these reasons involve marriage, moving in together, divorce or estate issues. This article has been viewed 206,090 times. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. Fax Number:517-264-4543 Civil Rights, Inclusion & Opportunity Department. https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds Box 367 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Mt. If you need a Bell County attorney, we would welcome the opportunity to assist you. Grayling, MI 49738 Fax Number: 231-689-7271 Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Email: clerk@schoolcraftcounty.us 214 E. Center St In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. 12220 Fillmore St., Room 146 For more detailed information on how to add someone to your house title, scroll down. https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Ontonagon, MI 49953 If you have a tenancy by entirety, then it converts to tenancy in common. Fax Number: 734-222-6528 Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. If you simply add your child's name to your existing deed, they won't necessarily have rights of survivorship. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording Fax Number: 810-985-4795 101 Court Street This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. "Adding someone to a deed" means transferring ownership to that person. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. My spouse died, how do I remove my spouse's name from my deed? Transferring ownership of a house also means your property will likely be reassessed for tax purposes. 1045 Independence Blvd. This most simple answer is yes. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Accessed April 10, 2020. Phone Number: 517-676-7216 http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds emily in paris savoir office. This article was written by Jennifer Mueller, JD. When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. 125 W. Lincoln St. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. P.O. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Email: ROD@ioscocounty.org http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. P.O. 300 Monroe Avenue, NW As long as you retain interest in the home, its still going to go through probate. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . wikiHow marks an article as reader-approved once it receives enough positive feedback. Phone Number: 989-348-2841 Bellaire, MI 49615 Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. County Courthouse Building The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). 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